Long-Term Care Insurance

NFP and our partners can help you build the right long-term care plan for you and your family.

Why Long-Term Care Insurance?

When most people think about their health coverage, they assume they're protected for long-term care needs, but there's a significant gap that surprises many families at the worst possible time.


Long-term care refers to the ongoing support people may need due to illness, injury, or aging. It includes managing the activities of everyday life (like bathing, dressing, or getting up from a chair), and supervisory support for those living with Alzheimer's disease or other forms of dementia.


The reality is that health insurance and Medicare are not designed to cover these types of care. Without a plan in place, the cost of long-term care can fall squarely on you and the people you love, draining the financial resources you hoped to use for other purposes.


We are here to help protect against that possibility through long-term care insurance, because planning for long-term care isn't just about you — it's about everyone you've spent a lifetime caring for.